I know I don't know you, Stephanie, but since my spouse's surname is the same as yours, the bill collectors have decided that you live here with us, and they call and call and call. My wife and I are and have been on a cash basis as much as possible, and we really don't appreciate getting someone else's bill collector calls, so if you are reading this, please pay your bills (or I just may have to track you down and superglue your keys into your car door, or maybe put methylene blue on your doorknob!).
That is all.